Senior Banking Expert in credit

Job Details

Job Description

Background of the company

• Kerchanshe Group is the largest producer and exporter of coffee in Ethiopia, and engage in manufacturing, agro-processing and export business. It has a proud history of providing quality coffees to the local and international markets. Currently Kerchanshe Group needs a dedicated and motivated candidate.

Responsibility

• Under close supervision of the director,  
• Conducts business plans for financing,
•  Analyze the financial cost implication of all borrowings,
• Follow all credit request status in the banks till approval and disbursement,
• Liaison with respective loan officers/CRMs of all banks,
•  Follow up all credit facilities with all banks,
• Maintain proper loan contract and copies of collateral insurance policy files,
•  Follow and make sure all loan repayments are being discharged per the contract,
• Ensure all collaterals are estimated,
•  Ensure all collaterals have proper insurance cover and cover policy is renewed on time,
•  Hold all copies of collateralized Land holding certificate and Libras of vehicles and machineries
•  Conduct post disbursement follow-ups;
• Follows up the timely collection of loan contractual agreements for subsequent filling, and other related activities as instructed by his director.

Education

Qualification

• BA, MA,in  Accounting ,Banking & Finance /Management /Economics /Related Field Of Study

Skills

Experience

• 5 years as relevant experience in banking business special exposure in credit and trade finance position

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